Expat Worldwide Medical Coverage

Xplorer Essential


  • Complete health coverage you can use anywhere outside the U.S.
  • Annual plan with enrollment flexibility for U.S. residents and families who intend to be outside the U.S. at least 3 months each year.
  • Option to add U.S. cover for short trips home.

Compare Xplorer Premier and Essential Plans

expatriate health insurance

GeoBlue Xplorer Essential

International health insurance that covers you outside of the U.S. only (Essential Plan).

View PDF Brochure

Plan Highlights

Xplorer Essential
  • Unlimited annual and lifetime medical maximum.
  • Immediate coverage of pre-existing conditions with proof of previous coverage.
  • Choice to see any healthcare provider outside of the U.S.
  • Option to add short-term illness, accident and emergency medical coverage in the U.S.
  • Deductible waived for office visits, Preventive care, prescriptions and more.
  • Includes prescription coverage with optional enhanced prescription benefits.
  • Optional dental and vision coverage.
  • Unlimited telemedicine services.
  • Continuous coverage for spouse and dependents in the event of subscriber death. question mark
  • Under 64 and planning to keep your Primary Health Insurance during your overseas assignment?
  • Essential Plan Description PDF
  • Basic U.S. Benefits Rider PDF

International Health Insurance 101

As global lifestyles continue, the demand for comprehensive international health insurance has increased. In response to this demand, superior health plans are now available to serve expatriates and their families. This is a positive development for American expatriates who have historically had limited choices for coverage. Existing insurance options have often missed the mark because of limited benefits, long waiting periods, harsh exclusions, pre-certification penalties, lack of portability and other hidden "gotchas". read more