Expat Worldwide Medical Coverage

Xplorer Essential and Select

Overview

  • Have the same great benefits—worldwide coverage, excluding U.S., with a 50% savings
  • Choose your deductible and prescription benefits
  • Select providers in or out of our elite network
  • Unlimited annual and lifetime medical maximum
  • No waiting periods or sublimits for preventive services
  • No precertification penalty for inpatient or outpatient care
  • Covers illnesses and injuries related to terrorism
  • Meets all Schengen Visa requirements.

View Plan Comparison Chart

expatriate health insurance

GeoBlue Xplorer Essential

International health insurance that covers you outside of the U.S. only (Essential Plan).

View PDF Brochure

expatriate health insurance

GeoBlue Xplorer Select

International health insurance that covers you outside of the U.S. only and offers expedited underwriting.

You must be continuously enrolled in a U.S. primary health plan.

View PDF Brochure

Plan Distinctions

Xplorer Essential
  • Contraceptive services, surgeries and supplies are covered under the policy.
  • Available up to age 74 / Full underwriting
  • Stand-alone plan — all the coverage you need
  • Maternity upgrade after 364 days of continuous coverage
  • Essential Plan Description PDF
Xplorer Select
  • Contraceptive services, surgeries and supplies are covered under the policy.
  • Available up to age 64 / Expedited underwriting
  • Must be continuously enrolled in a U.S. primary health plan to be eligible
  • Maternity upgrade available from day one
  • Select Plan Description PDF
 

International Health Insurance 101

Growing demands lead to trusted, top notch international health insurance availability.

You only have to scan social media or the news to see that globalization is at the epicenter of the new world order. As global lifestyles continue, the demand for comprehensive international health insurance has increased. In response to this demand, superior health plans are now available to serve expatriates and their families. This is a positive development for American expatriates who have historically had limited choices for coverage. Existing insurance options have often missed the mark because of limited benefits, long waiting periods, harsh exclusions, pre-certification penalties, lack of portability and other hidden "gotchas". read more