Expat Worldwide Medical Plans

Eligibility For Essential

You must meet only one of the requirements below:

All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage or;

All legal residents of the U.S.(citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they apply from the U.S. or;

An employee of a U.S. company, whereby the company is domiciled in the U.S. and the company pays the insurance premium.

Eligibility For Select

You must meet only one of the requirements below:

All U.S. citizens and U.S. permanent residents living abroad who are 64 or younger at the time of application are eligible to apply for coverage or;

All legal residents of the U.S.(citizens and foreign nationals) who are age 64 or younger at the time of application or;

An employee of a U.S. company, whereby the company is domiciled in the U.S. and the company pays the insurance premium.

You must be continuously enrolled in a U.S. primary health plan. The primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible. Note: Most individual health insurance policies explicitly require that you meet the ongoing eligibility criteria for the policy. Eligibility sometimes hinges upon being a resident or living in the plan service area. Definitions can vary but if you no longer reside, live or work in the service area your coverage may terminate after 60 days or based on the last billing cycle in which your eligibility changed. It is recommended that you thoroughly review your primary plans certificate of coverage to fully understand the type of coverage offered when you are out of your service area.

Eligible Dependent

An Eligible Dependent means a person who is the Eligible Participant’s:

  • Spouse, partner;
  • own or spouse’s/partner’s unmarried natural child, stepchild or legally adopted child who has not yet reached age 26.

A person may not be an Insured Dependent for more than one Insured Participant.