Expat Worldwide Medical Plans

Benefits

Benefit Maximums

Benefits - Outside of the U.S. only

Lifetime Maximum per Insured Person Unlimited
Annual Maximum per Insured Person Unlimited
Preventative and Primary Care Insurer Waives Deductible
Preventative Care for Babies/Children: (Birth to Age 18)
a. Office Visits/examination
b. Immunizations, Lab work & X-rays
100%
Preventative Care for Adults: (Age 19 and Older)
a. Routine Pap Smears, annual mammogram
b. PSA For Men
c. Annual Physical Examination/Health Screening
d. Diagnostic lab work & X-rays
e. Immunizations as recommended by the Center for Disease Control (CDC)
100%
Primary Care Office Visits All except a $10 copay per visit
Professional Services Insurer Pays After Deductible is Met
Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. 100%
Inpatient Hospital Services Insurer Pays After Deductible is Met
Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant 100%
Inpatient medical emergency 100%
Inpatient drugs 100%
Ambulatory and Therapeutic Services Insurer Pays After Deductible is Met, Unless Noted
Ambulatory Surgical Center 100%
Ambulance Service 100%
Accidental Dental $1,000 per year, $200 per tooth
Acupuncture and Chiropractic Services 100% up to $2,000
Durable Medical Equipment 100%
Infusion Therapy 100%
Physical/Occupational Therapy,
deductible is waived
$50 limit per visit, 12 visits per year
Rehabilitation and Therapy Insurer Pays After Deductible is Met
a. Inpatient Mental Health 100% up to 60 days
b. Outpatient Mental Health 75% up to 40 visits / 60% thereafter
c. Inpatient Substance Abuse 100% up to 60 days detox
d. Outpatient Substance Abuse 75% up to 40 visits / 60% thereafter
Outpatient Prescription Benefits Insurer Waives Deductible
Basic Prescription Drug Benefit 100% of actual charges up to $1,000
Optional Enhanced Prescription Drug Rider 100% of actual charges up to $25,000 1
Global Travel Benefits Insurer Waives Deductible
Emergency Medical Transportation Up to $250,000
Repatriation of Mortal Remains Up to $25,000
Accidental Death and Dismemberment $50,000

GeoBlue Xplorer Select1, 2

Deductible 3

Elite $0
2,500 $2,500
5,000 $5,000
  1. Copay waived when visiting a GeoBlue contracted provider outside the U.S.
  2. Deductibles are Per Person per Calendar Year.
  3. For a family, the maximum deductible is increased by a factor of 2.5, regardless of the size of the family.

Other Benefits

Insurer Pays after Deductible is Met (outside of the U.S. only)

Home Health Care 100% Covered Expenses, as many as 30 visits per year
Skilled Nursing Facilities 100% with a maximum Covered Expense of $250 per day, as many as 50 days per calendar year
Hospice 100% with a maximum Covered Expense of $5,000 per lifetime.

For Exclusions and Limitations see the following:

Ten Day Money Back Guarantee

We are so confident in our products that we offer the best guarantee in the business. If you are not completely satisfied with our product, simply send an email to enrollment@geo-blue.com within 10 days of purchase and include the reason for cancellation. After the 10-day free look, if you have not already departed on your trip or incurred a claim, you will receive a full refund.