Single Trip Travel Medical Plans

Benefits

Medical Limits and Deductibles

Maximum Benefit per Insured Person per policy period Options include $50,000; $100,000; $500,000; $1,000,000
Deductible per Insured Person per policy period Options include $0; $100; $250; $500
Benefits are paid for Covered Expenses as follows up to the Medical Limit:

Inpatient & Outpatient Benefits

Insurer Pays After Deductible is Met:

Professional Services:
a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab 100%
b. Office Visits: including X-rays and lab work billed by the attending physician. 100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits 100%
b. In-patient medical emergency 100%
Ambulatory Surgical Center 100%
Ambulance Service ( non Medical Evacuation ) 100% up to $1000

Prescriptions, DentalCare, and Physical Therapy

Insurer Pays After Deductible is Met:

Outside the U.S. Outpatient prescription drugs 100% of Covered Expenses up to $5,000
Dental Care required due to an Injury 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period
Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit.

Travel Assistance Benefits

Insurer Waives Deductible

Accidental Death and Dismemberment Maximum Benefit Principal Sum up to $50,000
Repatriation Of Remains Maximum Benefit up to $25,000
Medical Evacuation Maximum Benefit per Trip Period for all Evacuations up to $500,000
Bedside Visit Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person

Hazardous Activities

Insurer Pays After Deductible is Met:

Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor). Maximum Benefit up to $10,000

Mental Health and Substance Abuse are covered up to policy max as any other benefit.

Services Provided in Addition to the Benefits Above

Travel Reimbursement Services

All participants covered by this insurance plan are enrolled in the Global Citizens Associations whose members are entitled (subject to submission of the proper documentation) to a total of a $500 allowance, and limited to $100 per incident, to cover costs associated with each of the following incidents:

  • Re-issuing a lost passport
  • Re-issuing a lost airline ticket
  • Replacing a lost piece of luggage that has not been returned (limited to $100 per piece of luggage) while on your covered trip. This does not include luggage that was temporarily delayed or lost and later recovered.

All participants are eligible for an additional allowance up to $500 if, post departure, your trip is shortened or interrupted for medical reasons, a terrorist event or an imminent threat* to personal safety. In that event, a participant will be reimbursed for the cost of changing an airline ticket or ground transportation ticket of the same class as the unused travel ticket to return home in an amount up to $500 (subject to submission of the proper documentation such as a medical report).

* Threat must be documented by U.S. State Department travel warning that is issued during your trip

24 Hour / 7 Day Global Medical Assistance

Available to U.S. residents, age 84 or younger, who live in approved states. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Plan Description.

PLEASE NOTE: you can only purchase the policy prior to departing on your trip. Exceptions to this rule: if you have purchased a policy prior to departure and would like to extend the current plan (allowable up to 180 days). After 180 days of coverage, members are permitted to enroll one time in a subsequent policy. N.B. If you enroll in a subsequent policy, a new deductible and medical limit will apply. After 360 days, members are not eligible to buy another plan for the same trip.

Ten Day Money Back Guarantee

YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our GeoBlue Voyager Product, simply return your Certificate of Insurance and your ID Card to GeoBlue within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.