Single Trip Travel Medical Plans

Benefits

Medical Limits and Deductibles

Maximum Benefit per Insured Person per policy period Options include $50,000; $100,000; $500,000; $1,000,000
Deductible per Insured Person per policy period Options include $0; $100; $250; $500

Inpatient & Outpatient Benefits

Insurer Pays After Deductible is Met:

Professional Services:
a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab 100%
b. Office Visits: including X-rays and lab work billed by the attending physician. 100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits 100%
b. In-patient medical emergency 100%
Ambulatory Surgical Center 100%
Ambulance Service ( non Medical Evacuation ) 100% up to $1000

Prescriptions, DentalCare, and Physical Therapy

Insurer Pays After Deductible is Met:

Outside the U.S. Outpatient prescription drugs 50% of Covered Expenses up to $5,000
Dental Care required due to an Injury 100% of Covered Expenses up to $200 maximum per Trip Period and $200 per tooth
Dental Care for Relief of Pain 100% of Covered Expenses up to $100 maximum per Trip Period and $100 per tooth
Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit.

Travel Assistance and Evacuation

Insurer Waives Deductible

Accidental Death and Dismemberment Maximum Benefit Principal Sum up to $25,000
Repatriation Of Remains Maximum Benefit up to $25,000
Medical Evacuation Maximum Benefit per Trip Period for all Evacuations up to $500,000
Bedside Visit Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person

Hazardous Activities

Insurer Pays After Deductible is Met:

Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor). Maximum Benefit up to $10,000

Mental Health and Substance Abuse are covered up to policy max as any other benefit.

24 Hour / 7 Day Global Medical Assistance

Available to U.S. residents, age 84 or younger, who live in approved states. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Plan Description.

PLEASE NOTE: This plan is for coverage outside of the U.S. only. You may only purchase this policy prior to departing on your trip. Exceptions to this rule: if you are still on your trip and need to continue coverage past the initial 180 max, you are allowed a one time subsequent policy enrollment up to another 180 day limit. NOTE: If you enroll in a subsequent policy, a new deductible and medical limit will apply. After 360 days, members are not eligible to buy another plan for the same trip.

Ten Day Money Back Guarantee

YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our product, simply return your Certificate or Policy of Insurance and Description of Emergency Medical Evacuation and Other Services within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left on your trip or incurred a claim, you will receive a full refund.