Multi Trip Travel Medical Plans


Medical Limit and Deductible

Maximum Benefit per Insured Person per policy period $500,000
For Individuals aged 70-95, the Maximum Medical Benefit for GeoBlue Trekker Essential is $100,000
Benefits and Eligibility vary for South Dakota residents. Learn more.
Deductible per Insured Person per policy period* $200
*Deductible waived for physician and hospital services delivered by GeoBlue contracted providers
Benefits are paid for Covered Expenses as follows up to the Medical Limit:

Inpatient & Outpatient Benefits

Insurer Pays After Deductible is Met:

Professional Services:
a. Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
b. Office Visits: including X-rays and lab work billed by the attending physician 100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits 100%
b. Inpatient medical emergency 100%
Ambulatory Surgical Center 100%
Ambulance Service (Non-Medical Evacuation) 100% up to $1000

Prescription, Dental Care, and Physical Therapy

Insurer Pays After Deductible is Met:

Outside the U.S. Outpatient prescription drugs 100% of Reasonable Charges up to $2,500
Dental Care for Relief of Pain 100% of Reasonable Charges up to $100 maximum per Trip Period
Dental Care required due to an Injury 100% of Reasonable Charges up to $200 per Trip Period
Physical and Occupational Therapy 6 visits per Period of Insurance, $50 Maximum payment per visit

Travel Assistance Benefits

Insurer Waives Deductible

Accidental Death and Dismemberment $0
Repatriation of Remains $15,000
Emergency Medical Transportation $250,000
Emergency Family Travel Arrangements Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person

Hazardous Activities

Insurer Pays After Deductible is Met:

Benefits for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor) Maximum Benefit up to $25,000

24 Hour / 7 Day Global Medical Assistance

Available to U.S. residents, age 95 and younger*. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non-renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible and Medical Limit would apply.

For more information about the benefits, including information about exclusions and limitations, see the Plan Description.

Ten Day Money Back Guarantee

We are so confident in our products that we offer the best guarantee in the business. Any date prior to your effective date of coverage, you may request a full refund of premium from us. Cancellation of coverage must be in writing from the Eligible Participant. Simply send an email to After the 10-day free look, if you have not already departed on any trip, you will receive a full refund. Other restrictions apply, see complete policy for details.

*Benefits and Eligibility vary for South Dakota residents. Learn more.