- Worldwide medical coverage built for students and faculty in the U.S. and Abroad.
- Select from a range of deductibles and rates.
- Choose providers either in or out of our elite network.
Worldwide medical coverage designed for international students and faculty.
- Contraceptive services, surgeries and supplies are covered under the policy.
- Unlimited annual and lifetime medical maximum.
- Deductible waived for office visits with doctors. J1 Visa compliant options.
- No waiting period or sublimit for preventive services.
- No precertification penalty for inpatient or outpatient care.
- Pre-existing conditions covered with creditable coverage (including prior HTH Student Plans).
- Illnesses and injuries related to terrorism are covered.
- Meets all Schengen Visa requirements.
- Plan Description PDF
International Health Insurance 101 - For Students
Growing demands lead to trusted, top notch international health insurance availability.
You only have to scan social media or the news to see that globalization is at the epicenter of the new world order. As global lifestyles continue, the demand for comprehensive international health insurance has increased. In response to this demand, superior health plans are now available to serve expatriates and their families. This is a positive development for American expatriates who have historically had limited choices for coverage. Existing insurance options have often missed the mark because of limited benefits, long waiting periods, harsh exclusions, pre-certification penalties, lack of portability and other hidden "gotchas". read more