Single Trip Travel Medical Insurance | For Travel Up to 6 Months

Destination Health Profiles

Detailed, Country and City Level Information. Discover how we can help, no matter your destination.

Why Choose GeoBlue

Meet GeoBlue, a better kind of care for world travelers like you. Experience unsurpassed service and the convenience of mobile technology to access the best medical care no matter what country, town or time zone.

Member Services

Discover GeoBlue's full array of travel and international medical plans for global lifestyles and sophisticated travelers. From a 2 week leisure trip to a 2 year work assignment, we've got you covered.

Benefits

Medical Limits and Deductibles
Maximum Benefit per Insured Person per policy period	Options include $50,000; $100,000; $500,000; $1,000,000
Deductible per Insured Person per policy period	Options include $0; $100; $250; $500
Benefits are paid for Covered Expenses as follows up to the Medical Limit:

Inpatient & Outpatient Benefits	Insurer Pays After Deductible is Met:
Professional Services:
a. Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab	100%
b. Office Visits: including X-rays and lab work billed by the attending physician.	100%
Inpatient Hospital Services:
a. Surgery, X-rays, In-hospital doctor visits	100%
b. In-patient medical emergency	100%
Ambulatory Surgical Center	100%
Ambulance Service ( non Medical Evacuation )	100% up to $1000

Prescriptions, DentalCare, and Physical Therapy	Insurer Pays After Deductible is Met:
Outside the U.S. Outpatient prescription drugs	100% of Covered Expenses up to $5,000
Dental Care required due to an Injury	100% of Covered Expenses up to $200 maximum per Trip Period and $200 per tooth
Dental Care for Relief of Pain	100% of Covered Expenses up to $100 maximum per Trip Period and $100 per tooth
Physical and Occupational Therapy	6 visits per Period of Insurance. $100 Maximum payment per visit.

Travel Assistance Benefits	Insurer Waives Deductible
Accidental Death and Dismemberment	Maximum Benefit Principal Sum up to $50,000
Repatriation Of Remains	Maximum Benefit up to $25,000
Medical Evacuation	Maximum Benefit per Trip Period for all Evacuations up to $500,000
Bedside Visit	Maximum Benefit per Trip Period up to $1,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one (1) person

Hazardous Activities	Insurer Pays After Deductible is Met:
Benefits for claims resulting from downhill (alpine) skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor).	Maximum Benefit up to $10,000

Services Provided in Addition to the Benefits Above

Travel Reimbursement Services

All participants covered by this insurance plan are enrolled in the Global Citizens Associations whose members are entitled (subject to submission of the proper documentation) to a total of a $500 allowance, and limited to $100 per incident, to cover costs associated with each of the following incidents:

Re-issuing a lost passport
Re-issuing a lost airline ticket
Replacing a lost piece of luggage that has not been returned (limited to $100 per piece of luggage) while on your covered trip. This does not include luggage that was temporarily delayed or lost and later recovered.

All participants are eligible for an additional allowance up to $500 if, post departure, your trip is shortened or interrupted for medical reasons, a terrorist event or an imminent threat* to personal safety. In that event, a participant will be reimbursed for the cost of changing an airline ticket or ground transportation ticket of the same class as the unused travel ticket to return home in an amount up to $500 (subject to submission of the proper documentation such as a medical report).

* Threat must be documented by U.S. State Department travel warning that is issued during your trip

24 Hour / 7 Day Global Medical Assistance

Available to U.S. residents, age 84 or younger, who live in approved states. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Plan Description.

PLEASE NOTE: you can only purchase the policy prior to departing on your trip. Exceptions to this rule: if you have purchased a policy prior to departure and would like to extend the current plan (allowable up to 180 days). After 180 days of coverage, members are permitted to enroll one time in a subsequent policy. N.B. If you enroll in a subsequent policy, a new deductible and medical limit will apply. After 360 days, members are not eligible to buy another plan for the same trip.

Ten Day Money Back Guarantee

YOUR SATISFACTION IS GUARANTEED. We are so confident in our products that we offer the best guarantee in the business! If you are not completely satisfied with our GeoBlue Voyager Product, simply return your Certificate of Insurance and your ID Card to GeoBlue within 10 days of receipt and include a letter indicating your desire to cancel. If you have not already left for your trip before the date of your letter, you will receive a full refund.

Travel Medical Insurance Fast Facts

Many international travelers do not have appropriate insurance protection. Government sponsored health programs such as Medicare almost never cover care received in a foreign country. Employer-sponsored health plans often limit overseas coverage to emergency care only (and the burden will be on you to prove it's an emergency). Emergency medical evacuation is almost never covered. Even if you're traveling on business, you may have significant gaps in your coverage.

Why is Travel Health insurance so critical for international travel?

Obtaining healthcare in some parts of the world can be tricky. Some hospitals won't provide any treatment—or won't allow a patient to be discharged—until the hospital has received a guarantee of payment. Such guarantees are commonly provided by travel insurers, in conjunction with assistance providers, but rarely by other insurers or managed care plans. This means you'll have to pay in advance, perhaps as much as tens of thousands of dollars, with your credit card. Of course, for this to work the hospital must accept foreign credit cards and your card must have a sufficient credit limit.

In addition, remember that leaving your destination—for a place with higher quality medical care or to return home where your regular insurance is accepted—can be difficult. Medical evacuations are tricky to arrange and there are some air ambulance providers who should be avoided. Worse, local authorities may have financial ties to certain evacuation companies. The solution? Most travel insurance includes a medical assistance benefit, which is critical. It gives you 24/7/365 access to a company that will arrange an evacuation for you with a creditable evacuation company--or, through their medical personnel, can help assure that you're getting appropriate treatment locally. The assistance company will also be available to help with other travel related problems such as legal troubles, lost passports or credit cards, etc. Emergencies are rare but everyone should have a contingency plan.

Assess Your Personal Health Plan

If you have health insurance in the U.S., the first step is to check with your insurance company and establish what kind of coverage you have. If you have difficulty getting a straight answer, that alone should be a warning. If you don't have insurance in the U.S., consider that you might need it more than ever when traveling—and recognize that the coverage can be cheap—as little as $1.50 to $9.00 per day.

Main Types of Coverage to Consider

Health/accident insurance. Typically referred to as travel health insurance, these policies pay for doctor and hospital bills, and sometimes dental care and medications. These plans can be written for short trips (1 day - 6 months) and will supplement Medicare or a managed care plan. International health insurance can also be purchased as primary insurance for expats or someone relocating to another country for an extended period of time (6 months or longer). These plans are comprehensive and include added features such as preventative services, acupuncture, chiropractic, maternity benefits and more.

Medical Evacuation. Evacuations can be expensive (as much as $100,000 or more from a remote location). In addition to the coverage, you'll want assistance arranging an evacuation. All of GeoBlue’s products offer coverage for medical evacuation.

Single Trip Travel Medical Plans

Benefits

Medical Limits and Deductibles

Inpatient & Outpatient Benefits

Insurer Pays After Deductible is Met:

Prescriptions, DentalCare, and Physical Therapy

Insurer Pays After Deductible is Met:

Travel Assistance Benefits

Insurer Waives Deductible

Hazardous Activities

Insurer Pays After Deductible is Met:

Services Provided in Addition to the Benefits Above

24 Hour / 7 Day Global Medical Assistance

Ten Day Money Back Guarantee

Travel Medical Insurance Fast Facts

Why is Travel Health insurance so critical for international travel?

Assess Your Personal Health Plan

Main Types of Coverage to Consider